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Boat insurance is good at covering unavoidable damages. But it’s also good at covering yearly costs. That said, your rates will blow up if you’re not properly maintaining your vessel. Sometimes, it’s better to avoid the hassle. READ MORE >>

Where you use your boat makes a big difference to your boat insurance agent. Insurance companies want and need to know the amount of expected risk associated with the watercraft when creating an insurance policy for it. For this reason, it is somewhat necessary to outline expectations for use with your insurer. READ MORE >>

The feeling of being out in the open water, sail high in the air, and no cares in the world can be the best reason to purchase a new sailboat. If you are making the decision to buy a sailboat, it’s important to obtain the proper insurance on it, much like you would for any vehicle you own. READ MORE >>


Whether you have ten years of experience or you are brand new at piloting your boat, things happen. Undercurrents are a problem. Items you simply cannot see are sometimes in the way. You may have problems related to wind. When something happens and your boat collides with the dock, the first thing to do is refrain from panicking. READ MORE >>

Our highly unusual hurricane drought came to an end with Hermine making landfall in Florida and leisurely impacting the eastern coast through New England. All boat owners should diligently work their hurricane plan and to prepare their boats ahead of a Named Storm. READ MORE >>

Most people who purchase a boat know how to sail. They already have experience on the open water. Depending on the size and type of boat, you may recognize the importance of having formal training in boat operation. What many people don’t realize is that boat educational programs can actually help owners to secure lower rates on their insurance policies. READ MORE >>

Sailboat insurance is not always a requirement. While it typically makes good financial sense for a boat owner to have proper boat insurance on their vehicle, there are many instances in which this just does not happen. READ MORE >>

Boat insurance may not seem necessary. Many of today’s boat owners put a lot of time and effort into protecting their boats. And you may spend a good deal of time out on the open water, far away from other people. Yet, boats, like most valuable assets, need insurance protection to safeguard that value. READ MORE >>

By reducing boat insurance claims, you can also help to reduce the cost of your insurance policy. Making wise decisions about who is on or using your boat, storing it properly and taking steps to operate it the right way can all help. However, keeping your boat safe from theft and vandalism can be the most important steps you take. READ MORE >>

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