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Most people who purchase a boat know how to sail. They already have experience on the open water. Depending on the size and type of boat, you may recognize the importance of having formal training in boat operation. What many people don’t realize is that boat educational programs can actually help owners to secure lower rates on their insurance policies. READ MORE >>

Sailboat insurance is not always a requirement. While it typically makes good financial sense for a boat owner to have proper boat insurance on their vehicle, there are many instances in which this just does not happen. READ MORE >>

Boat insurance may not seem necessary. Many of today’s boat owners put a lot of time and effort into protecting their boats. And you may spend a good deal of time out on the open water, far away from other people. Yet, boats, like most valuable assets, need insurance protection to safeguard that value. READ MORE >>

By reducing boat insurance claims, you can also help to reduce the cost of your insurance policy. Making wise decisions about who is on or using your boat, storing it properly and taking steps to operate it the right way can all help. However, keeping your boat safe from theft and vandalism can be the most important steps you take. READ MORE >>

Sailboat insurance is a fantastic financial tool to help reduce the risks you face as you take your watercraft out. It can feel great knowing that the water and breeze are blowing past you, but accidents do happen even on the water. Sailboat insurance can help to minimize the financial risks. READ MORE >>

The feel of the wind in your hair, the fact that you are far out into the water where no one can bother you and the fact that you get to enjoy your time the way you want makes boat ownership ideal. Yet, you are making a sizable investment into your new vessel. As such, you need to be sure you've taken every step to protect it. READ MORE >>

Did you know many insurance polices treat the cost of salvage as part of the boat's hull coverage? This means if a boat sinks at the dock, the cost to re-float it is actually taken out of the coverage funds available to repair or replace it. READ MORE >>

Before you take your boat out on the water, you take a number of protective measures to make sure you are safe on the water. You check the weather before you go out to make sure you are prepared for whatever Mother Nature throws your way. You make sure someone knows where you are, just in case the unthinkable happens. READ MORE >>

Thieves are constantly on the prowl, looking for anything of value to steal. Unfortunately, sailboat owners are no exception. The criminally-minded seek out people who don’t suspect they are coming. If you are like most boaters, sailing is more than just a hobby; it’s a lifestyle that you don’t want to lose to a thief. READ MORE >>

Before you hit the waves this season, be sure your boat is properly insured. To do this, you'll need to focus on choosing the right balance of liability and property insurance for your watercraft. Many times, owners don't think twice about the premium quoted to them. READ MORE >>

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